Bridging the digital divide FNB Cellphone Banking Solutions CEO Ravesh Ramlakan said that while the overall cellphone banking service had grown more rapidly than online banking, the adoption of FNB’s mobile banking WAP site has been relatively slow. Tier 1: The WAP Internet – access to Wireless Access Protocol gateways, which includes mobile versions of brand sites, mobile versions of traditional and new media publisher sites, downloads of ringtones, games and other content, which may only involve a single link from the phone; the typical user of the WAP internet is not always aware of using the internet. The implications of these numbers are significant: in one fell swoop, they would turn the South African internet user base from the 5.3-million reported by World Wide Worx at the end of 2009 to 9.6-million. Add Instant Messaging to the mix, and the total becomes 10.56-million – exactly double that of the internet user base at the end of last year. “The truth is, many people with these applications on their phones do not use them and do not even know how to use them,” said Goldstuck. Three tiers of mobile internet Tier 3: Mobile Web Browsing – usage of a web browser to access the internet from the phone – understood by most users to represent full internet access. SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo material Cellphone banking: brighter future The framework consist of three tiers, namely: The Mobile Internet in South Africa 2010 report, conducted by local research firm World Wide Worx, shows that the usage of specific applications like Mxit and Facebook Mobile far outpaces browsing on the phone. Use of mobile internet services has exploded in South Africa, even though less than half of urban users with internet-capable phones are using the internet, according to a comprehensive new study. The findings suggest, on the surface, that more than half of urban mobile users – 8.5-million – are capable of accessing e-mail on their phones, and as many as 60% – 9.5-million – are able to browse on their phones. The study was conducted face-to-face among urban mobile phone users aged 16 and older, representing 16-million South Africans. Tier 2: The Mobile Application Internet – usage of “stand-alone” applications on the phone that rely on data feeds, such as Mxit, Gmail, and Maps; the typical user is aware of using data, but not of fully accessing the internet. And, while 60% of users in this market have phones that can browse the internet, only 21% report that they use this form of mobile internet access. 27 May 2010 “It is quite startling to find how many have these features on their phones but don’t use them, either out of ignorance or because of cost concerns,” World Wide Worx MD Arthur Goldstuck said in a statement this week. For several years, the question of how many South Africans use the internet from their cellphones has been veiled in confusion, with claimed numbers ranging from half a million to 15-million. “Defining the mobile internet is important,” said Mobile Marketing Association founding chairman Rick Joubert. “Neither one of the mobile internet usage tiers is any more important than the other, but decision-makers and marketers should understand the nature of the end user experience as clearly as possible.” While 28% of the urban cellular market is using mobile instant messaging (IM), as many as 65% have the capacity on their phones, meaning that only 4.5-million out of 10.5-million potential mobile IM users actually use it. In many cases, an application has been installed on the phone, and the owner may even have registered to use the service, but is not in fact a user. “Customers either do not know how to access it via their cellphone, or their phone needs to be configured first in order to access. However, with technology lifecycles, the adoption to internet banking via the cellphone will feature more prominently in future,” he said. “It is clear that the cellphone has the potential to take South Africans across the digital divide, but the phones themselves need to become more user-friendly, and a vast amount of consumer education is needed.” During the past year, representatives of two of the key players in the debate, World Wide Worx and the South African Mobile Marketing Association, agreed to a formal framework within which they would report the key statistics for internet usage and access on cellphones.
Facebook is launching a new security measure that is clearly a response to the recent threats caused by numerous rogue applications that have spread virally across the social network. According to news from the Facebook Developers blog, all application developers must now verify their Facebook account by either confirming a mobile phone number or adding a credit card to their account. The new procedure aims to cut down on the number of rogue applications created by hackers and spammers by forcing developers to share personally identifiable information. Unfortunately, say multiple security researchers, verification alone is not enough to stop these malicious apps. Rogue Apps on FacebookLast week, we began to wonder if Facebook needed to implement its own anti-malware service after an especially busy weekend where thousands of user accounts were compromised by rogue applications promising tantalizing videos to anyone who was willing to click here. Not surprisingly, many did just that, and ended up on an off-site Web page where malware was installed on their PCs. Facebook is Becoming Less Personal and More Pro… On May 15, security firm AVG reported its anti-malware service had blocked more than 30,000 rogue Facebook applications – a number so large, the company’s chief researcher officer, Roger Thompson, called it “stunning.” But will the new verification measures actually make dangerous applications a thing of the past? Probably not. Adept spammers will quickly figure out how to bypass the security procedures using stolen credit cards or disposable mobile phones. Security Researchers Response: It’s Not EnoughWe asked several security researchers what they thought about the new procedures and none believed the new program was anywhere near strong enough to thwart the onslaught of rogue apps on Facebook. According to security expert Graham Cluley of Sophos, cybercriminals won’t find that bypassing the measures will be very difficult at all, and will likely use stolen credit cards and pay-as-you-go throwaway mobile phone numbers to get their apps verified. He encourages Facebook to do more than the new measures. “As these applications are being made available to an estimated 500 million users, Facebook would be doing its users a real service if they put in place stronger controls over application developers,” Cluley says. “After all, what legitimate application developer is going to complain?”Rik Ferguson, senior security advisor at Trend Micro, calls the new program a small step in the right direction, but also feels better application approval methods are in order. “Facebook will find themselves playing the same old game of whack-a-mole unless they institute some form of application approvals process as is already the case on competitor networks,” he warns, again reiterating that neither of the new measures are enough to stop real criminals.Security Evangelist Ryan Naraine of Kaspersky, agrees, saying the only way Facebook can really fix things is to “implement some form of code signing or code inspections when the app is submitted.” However, Naraine admits the new program is at least “a step in the right direction.” The Dos and Don’ts of Brand Awareness Videos Tags:#Facebook#NYT#security#social networks#web sarah perez Guide to Performing Bulk Email Verification Related Posts A Comprehensive Guide to a Content Audit
The tiny house movement got an early Christmas present this year: a place in the country’s dominant model building code.Members of the International Code Council, the group that publishes the International Residential Code, have approved a proposed standard written specifically for houses smaller than 400 square feet. It’s the first time these very small dwellings have been covered by the model building code, and a major boost for the loosely knit coalition of builders and homeowners advocating a lifestyle based on downsizing and simplifying.The victory comes in the form of an appendix to the next version of the IRC, which could be adopted by local jurisdictions in 2018. The standard covers details such as minimum loft dimensions, stairways, landing platforms, loft guards, and emergency openings — areas where tiny houses have been unable to meet code provisions for standard-sized homes.Andrew Morrison, a builder and tiny house advocate who led the effort to get tiny houses covered in the code, made the announcement at his website, TinyHouseBuild.com, on Dec. 6.“As you can likely imagine, I am more than completely, utterly, and totally excited to share the news that the tiny house appendix passed,” Morrison wrote. “This is huge news for the tiny house community. It means that we will be able to work towards adoption across the U.S. now. That’s another challenge that will take a lot of effort, but we can do it!” Why Tiny Houses Make Sense From Fine Homebuilding: The Path to Legal Tiny Houses/ From Fine Homebuilding: The Big Deal About Tiny HousesTiny Houses Get a Leg Up in ArizonaTiny Houses Replace Tents for HomelessLumber Store Chain Now Offers Tiny HousesLittle Houses Are a Big Step for Dallas HomelessTiny Houses to the Rescue RELATED ARTICLES Appendix must be adopted separatelyMorrison and other advocates still have some lobbying to do. Jurisdictions adopting the 2018 IRC don’t automatically endorse the appendix covering tiny houses, Morrison said. That’s one of the quirks of the system.“You can take them or you don’t have to,” he said of any appendices attached to new versions of the IRC. “Our goal is to get all of the jurisdictions that we can to adopt the appendix, and then after that, or maybe simultaneously to that, will be to write the moveable tiny houses proposal and get that moving through the next code cycle for the 2021 IRC.”The IRC is updated every three years, but it takes years for new versions to filter their way into law. Although Morrison and others are looking ahead to the 2018 code, many states are still using versions of the IRC from 2012 and even 2009. Morrison, who lives in a 317-square-foot house on wheels in Oregon with his wife Gabriella and their daughter, said more than 162,000 votes were cast in the electronic balloting on the dozens of code changes up for approval. (Gabriella Morrison wrote about their house in a blog at GBA last year.)Vote totals weren’t posted at the ICC website, and the ICC did not return a telephone message seeking comment. The results must still certified. In a blog posted at Fine Homebuilding in November, Morrison wrote the issue of code compliance was moving to the front burner as more people built or purchased tiny houses.The houses have become increasingly popular, not only on the part of homeowners who want cheaper, smaller places to live, but also by communities looking for alternatives to low-income housing and new ways to beef up existing housing stock. Where tiny houses go from herePassage of the appendix is a major step toward encouraging more people to build tiny houses, Morrison said in a telephone interview.“Exactly how it will play out I don’t know, but basically it provides a national code for tiny houses,” he said. “The biggest impact is going to be the number of people who have wanted to build something tiny but haven’t been able to do so legally. I think it’s going to open a big market for those people to step into the tiny house concept and build tiny houses all over the country — legally.”One issue that isn’t quite settled is what many tiny houses are built on — a trailer. The new standard does not address that directly, leaving it up to individual homeowners to convince local building officials to permit a moveable house.“That’s going to be our next move in the next code cycle,” Morrison said. “We’re going to put another appendix that addresses moveable tiny houses. That said, [the appendix] addresses basically all of the issues that people with moveable tiny houses have — ceiling heights, sleeping lofts, emergency rescue and escape — all those sorts of things. The only thing it doesn’t cover is the trailer itself.”Applicants will be able to seek local approval through Section R104.11 of the IRC, which permits alternative designs and materials.“They could go in with an engineered plan for their foundation, i.e. the trailer, and that would be their only hiccup or hurtle they would have to prove to the building department that was worthy of acceptance,” Morrison said.
by Misty KrippelImage “child-164318_1280” from pixabay.com, licensed CC0During our last Early Intervention webinar, “1-2-3 Play with Me! Recognizing and Valuing the Power of Play” with Dr. Kristie Pretti-Frontczak one of the stages of play discussed was imaginary play. Parents sometimes worry when their children begin to engage in imaginary play involving weapons. Imaginary play involving weapons can be a natural way for children to learn to explore and grow in their development. Through play with weapons children can be imitating past history, or they might also pretend to protect and serve as a police officer or military member. Pretend play can expand symbolic thought as children pretend to hide, decide where to crawl or how to sneak around, and show pride in protecting loved ones.Here are some resources that discuss different perspectives on imaginary play involving exploring weapons, and superhero strengths:Teacher Tom, Teaching and Learning from PreschoolersTeacher Tom, a preschool teacher for 15 years in Seattle, offers his perspective on pretend play with guns in the preschool setting, how he navigates this issue with his students, and great resources on the topic.Superheroes and Weapon Play – For Fun and LearningAn Early Childhood Education website offers thoughts on the value of super hero and gunplay, and the roles of adults as they help children navigate this topic.Superheroes: An Opportunity for Prosocial PlayThis article from the July 2011 issue of NAEYC’s Young Children publication discusses how superhero play can promote social development in young children.This post was edited by Robyn DiPietro-Wells & Michaelene Ostrosky, PhD, members of the MFLN FD Early Intervention team, which aims to support the development of professionals working with military families. Find out more about the Military Families Learning Network FD concentration on our website, on Facebook, on Twitter, and YouTube.
TagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say Mum comes clean on Barcelona links for PSG rebel Rabiotby Carlos Volcano10 months agoSend to a friendShare the loveThe mother and agent of PSG midfielder Adrien Rabiot insists nothng has been agreed with Barcelona.Off contract and banished to the stands after refusing to consider new terms, Rabiot is expected to join Barca.However, his mother Veronique told RTL: “Discussions started with FC Barcelona? I’ll tell you, the rumours we are used to in football, we especially, it’s been years that there are rumours about Adrien, about me. “There is no agreement with any club at any time. I do not know who started this rumour. I think it might be nice for some people to believe it. I have always respected the rules and protocols, everyone knows it. We do not have the right to speak with any club before January 1st and I will not speak with any club before January 1st.”
Twitter/@IowaonBTNMost college coaches wouldn’t be comfortable sending their kicker out for a 57-yard field goal to win the game. Kirk Ferentz is not one of those coaches. With the game tied at 24, Hawkeye kicker Marshall Koehn blasts one from 57 out to send Pittsburgh home with a loss. As you can imagine, the team mobs him after the win becomes official.How about a 57-yd FG for the win? That’s nothing for @HawkeyeFootball K Marshall Koehn! Brought to you by #GrubHub. http://t.co/FoAm5dBwja— Iowa on BTN (@IowaOnBTN) September 20, 2015Remember, folks, kickers are people too. Sometimes, they’ll even win you a game.
TAMPA, FL – JANUARY 09: A general view during the first quarter of the 2017 College Football Playoff National Championship Game between the Alabama Crimson Tide and the Clemson Tigers at Raymond James Stadium on January 9, 2017 in Tampa, Florida. (Photo by Tim Bradbury/Getty Images)Alabama, unsurprisingly, has the best odds of reaching this season’s College Football Playoff. Bovada released College Football Playoff odds for the 2016 season and the Crimson Tide are at the top. Nick Saban’s team has 3/2 odds to make this year’s playoff. Alabama is trailed by:Oklahoma – 7/4Michigan – 9/5Clemson – 2/1Ohio State – 2/1Top odds to make CFP (per @bovadaLV) Alabama 3/2#Sooners 7/4 Michigan 9/5 Clemson 2/1 Ohio State 2/1Other Big 12: #OkState 7/1, TCU 17/2,— Eric Bailey (@EricBaileyTW) July 22, 2016The odds for the other top teams:LSU – 3/1Tennessee – 13/4Florida State – 7/2Notre Dame – 4/1USC – 4/1Florida – 7/1Oklahoma State – 7/1Who are you picking to reach this season’s College Football Playoff?The season starts in a little more than a month.
zoomIllustration; Image Courtesy: Port of Rotterdam The Panama Canal and the Port of Rotterdam signed a Memorandum Understanding (MOU) to promote international trade between Europe and the West Coast of South America. Through this deal, the two organizations will work closely to optimize operations while encouraging economic growth and the exchange of information on new business development opportunities, including logistics parks and port development projects.The agreement comes at a period of continued growth for both the Panama Canal and Port of Rotterdam. Last month, the port celebrated a new transshipment record for the first six months of 2019 with 240.7 million tons handled, marking a 3.4% increase compared to 2018.During the same month, the canal set a new daily tonnage record of 1.706 million Panama Canal tons (PC/UMS) on August 16, not long before welcoming the 7,000th Neopanamax transit since the inauguration of the Expanded Canal in 2016.The MOU is renewable after two years and will allow for both parties to share information on their technological capabilities, including the implementation of digital tools and applications aimed at improving transport efficiency and cost reduction.The deal also includes the exchange of market studies, transit data and modernizations plans, as well as joint training programs, studies and marketing activities between the two parties.
We’ve already seen some mighty impressive displays of pitching prowess in this year’s postseason, including Chicago Cubs hurler Jake Arrieta’s complete game shutout in the National League wild-card game last week and New York Mets pitcher Jacob deGrom’s seven-inning, 13-strikeout performance against the L.A. Dodgers on Friday. Not only have these performances been dominating, but a few of them even rank among the best playoff starts in their franchises’ histories.We can measure this using Game Score, a statistic that summarizes a pitcher’s value using his innings pitched, strikeouts, walks, hits and runs allowed. For each active playoff team, here are the best postseason starts since 19511The modern era of Retrosheet’s database files. (as rated by Game Score), with red dots denoting each franchise’s top game score of the time period and blue dots marking the best of this year.2We are considering only game scores greater than 70, in years since 1951, using data from Baseball-Reference.com’s Play Index. Teams whose best 2015 starts are below 70 don’t have blue dots in the chart. For a group of franchises all vying for baseball’s greatest prize, there’s been a pretty wide spread in the quality of their postseason pitching over the years. The Cubs are a case in point: Arrieta’s sublime showing in the play-in game rates as the single best game score in franchise history,3Including games outside of the sample we analyzed, going back to 1903. which is why the Cubs’ dot is purple. But that wasn’t exactly a high bar to clear. Chicago, like the Toronto Blue Jays and Kansas City Royals, hasn’t traditionally benefited from great starting pitching in the postseason.Meanwhile, franchises such as the Texas Rangers, headlined by Cliff Lee’s superb 2010 playoff run, and the Mets, with Tom Seaver dominating in 1969 and 1973, have been buoyed by plenty of masterful postseason starts over the years. And the single best postseason Game Score ever produced for these franchises belongs to the St. Louis Cardinals, in the form of Bob Gibson’s 1968 World Series Game 1 shutout (which featured an absurd 17 strikeouts against only one walk).Every team hopes to get that kind of transcendent pitching in the playoffs, though many of this year’s playoff teams have never seen anything close. But with the array of Cy Young candidates on the remaining teams, we may yet see a performance to rival Gibson’s famous start and rewrite a team’s postseason record book in the process.
OSU junior forward Keita Bates-Diop (33), redshirt junior guard Kam Williams (15), sophomore guard C.J. Jackson (3) and senior forward Marc Loving (2) celebrate a call during the Buckeyes 78-68 win over Navy on Nov. 11. Credit: Alexa Mavrogianis | Photo EditorComing off a disappointing 2016-2017 season, a coaching change and considerable roster turnover, it is fair to say there is uncertainty surrounding the Ohio State men’s basketball team. When asked to compare themselves to NBA players, the Buckeyes answered candidly, giving fans a better sense of what to expect from the roster.Senior forward Jae’Sean Tate, redshirt junior forward Keita Bates-Diop and sophomore forward/center Micah Potter quickly referenced NBA champions and All-Stars when asked for their comparisons.Micah Potter“[Cleveland Cavaliers forward] Kevin Love,” Potter responded without hesitation.“I’m a big white guy that can shoot and I like to rebound,” Potter said. “I think that’s pretty self-explanatory.”Potter added that he has the capability to throw full-court outlet passes like the ones Love has patented in his career. He said he will have to prove his ability in practice before throwing the long passes in a game, but he is confident in the athletic abilities of his teammates to run the floor, catch the ball and convert the exciting play.Jae’Sean TateAlthough the big man from Cleveland proudly compared himself to a champion and four-time All-Star in Love, Tate reluctantly compared himself to a two-time NBA champion and All-Star.“Everybody’s gonna say [Golden State Warriors forward] Draymond Green,” Tate said. “I mean, that’s an honor. It’s a great compliment, so I guess I got to go with him.”The comparison to Green stems from the fact both he and Tate are undersized forwards whose versatility allows them to defend multiple positions and make plays all over the floor. Potter agreed wholeheartedly when asked about Tate’s comparison to Green, who earned 2017 NBA Defensive Player of the Year.“That one is 100 percent true,” Potter said.Tate said he knows that comparison has accuracy, but prefers to think of himself otherwise. “I would rather be a [Cleveland Cavaliers guard] Dwyane Wade, but I know I’m not there,” Tate said while flashing a smile.Tate said he has been working on his jump shot and ball handling, but knows he has a long way to go to resemble Wade, a 12-time All-Star and three-time champion who many regard as one of the best to ever play.Keita Bates-DiopUnlike Tate, Bates-Diop said he best compares to one of his favorite players.“Probably also my favorite — [San Antonio Spurs forward] Kawhi [Leonard],” Bates-Diop said. “Just because he’s pretty quiet and just goes about his business pretty much.”Bates-Diop said he does not need a lot of dribbling to make plays offensively, similar to Leonard. He also said he is ready to step up and make impact plays of the defensive side of the floor — much like Leonard, who is a two-time NBA Defensive Player of the Year.Kam WilliamsPotter, Tate and Bates-Diop might have thought about comparing themselves to players at the highest level before, but it was clear fifth-year senior shooting guard Kam WIlliams and junior point guard C.J. Jackson had given less thought to the comparisons given their hesitation to answer. Williams labored over the question for a while as he pondered which players best resemble his game.“[Houston Rockets guard] Eric Gordon,” Williams eventually said.He compared Gordon’s 3-point shooting ability and improved pick-and-roll playmaking to his own. Over his career, Williams has shot a solid 39 percent on 3-pointers and said he has been working on his ability to handle the ball in pick-and-roll situations. Williams hopes to break out like Gordon did in 2017 when he finished fourth in 3-point field goals and won Sixth Man of the Year. C.J. JacksonJackson, perhaps the quietest player on the team, did not immediately compare himself to an NBA All-Star. “I don’t think I can choose one person,” Jackson said. “I try to get a little bit of everyone’s game ’cause obviously you can’t play like a specific person. You just kinda pick little things here and there — what you can do, what you like out of each player.”The junior point guard said he enjoys watching all guards play and specifically observes the intricacies of what makes Isaiah Thomas, Kyrie Irving, Steph Curry and John Wall so successful. But to Jackson, a guard does not have to be an NBA All-Star to grab his attention.“It doesn’t really matter the level either,” Jackson said. “You can learn from high school guys.”