Servicers Navigate the Post-Pandemic World 2 days ago Share Save Previous: Mortgage Veteran Robert Caruso Announces Retirement From ServiceLink Next: Survey: Top Skills Among Real Estate Agents HOUSING HUD mortgage 2017-10-18 Nicole Casperson Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] Related Articles Print This Post Tagged with: HOUSING HUD mortgage Demand Propels Home Prices Upward 2 days ago in Featured, Government, Headlines, News Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Secretary Carson: HUD Aiding South Floridians The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago October 18, 2017 1,202 Views Subscribe Home / Featured / Secretary Carson: HUD Aiding South Floridians The Week Ahead: Nearing the Forbearance Exit 2 days ago On October 7, the Miami Herald published an op-ed by Department of Housing and Urban Development (HUD) Secretary Ben Carson, highlighting the work HUD has done to help families recover from Hurricane Irma.According to HUD, hundreds of men and women are working to ensure safe, affordable housing for those affected by the disaster.Prior to Irma’s impact, many HUD employees volunteered to go to Florida to serve immediately as a partner to the Federal Emergency Management Agency (FEMA), and assist individuals and families in need of resources, according to the article.Secretary Carson said he visited Florida to monitor HUD’s progress, talk with residents, and ensure HUD provides everything it can to support the rebuilding effort.As part of the response, recovery, and rebuilding efforts, HUD’s primary job is to “use the best data available to ensure disaster recovery funding is targeted to the hardest hit areas.”“We will put our knowledge, experience, and expertise to work in coordination with state and local authorities,” Secretary Carson said. “In the months and years ahead, HUD will play a central role in Florida’s integrated efforts to rebuild lives and communities.”In addition, Secretary Carson said he is in touch with Gov. Rick Scott and his staff, as HUD is helping to locate vacancies to move vulnerable residents into safer housing.“We are working closely with FEMA and shelters around the state to ensure they have the resources they need to serve displaced Floridians, and ultimately help these families find longer-term housing,” Secretary Carson said.Secretary Carson continued to explain that HUD is also providing special mortgage relief through the Federal Housing Administration (FHA). HUD has already granted a 90-day moratorium on foreclosures for FHA-insured properties in disaster-affected areas.“We offer loan forbearance and loan modifications for borrowers struggling to make payments in disaster-affected areas,” he added.Specific mortgage products for those impacted by disasters—as some homeowners whose properties were destroyed or damaged may be eligible for 100 percent financing through HUD’s Section 203(h) program.According to Secretary Carson, this will enable them to rebuild or buy another home. In addition, homeowners can use Section 203(k) FHA insurance to refinance an existing mortgage into a new mortgage that covers the cost of repairs. About Author: Nicole Casperson
Dust grit is between your teeth. Heat radiates from everything. The summer has turnedoppressive. You may be slowed and burdened by the heat, but what about your trees?Landscape plants, especially trees, are stressed by the heat. Trees stand tall andfirmly anchored in the face of the blowtorch-like wind and heat radiated from hardsurfaces.Driveways, rooftops, patios and sidewalks absorb sunlight and radiate that energy asthe heat we all feel. When the air moves this heat over to your landscape, it’s calledadvective heat.Advective heat means you must use your cooling power, water and shade to dissipate heatgenerated somewhere else. And this summer there is plenty of heat to move around.Heat badly stresses trees in two main ways. One is through water loss. The other, muchmore insidious, is through accelerated food use.Wilted foliage and drooping new twig tips are a sure sign of water shortage in thetree. The tree can take in water only from the soil.In some places, little water remains accessible to tree roots. Either the soilparticles are holding the water too tightly for roots to extract it, or the tree doesn’thave enough roots to gather enough water. As water concentrations become too low, rootsare shut down and don’t grow.Trees need water to make food and move essential materials. They also gain some heatdissipation from water evaporating from leaves. As water is allowed to evaporate fromleaves, carbon dioxide for food-making moves into the leaves.Water is the most valuable of raw materials trees collect. But as water becomes lessavailable, trees must close up leaves to save the water that remains. Stopping leaffunctions means the tree can’t make food and will have its internal temperature climb.As temperatures climb in and around the tree, many problems arise. For every 18-degreeincrease, water and food requirements double. As water becomes unavailable and leaves areclosed, food continues to be needed in greater volume. All this food must be taken fromstorage.Hot streaks mean healthy trees must close leaves and wait out the heat. It’s likerunning on internal batteries. Old, young and badly stressed trees are much more at riskof damage, decline and death because they have little storage. The little stored food theyhave is being used at two to three times normal rates. Trees can starve to death duringlong hot, dry periods.During the heat, watering can help if you don’t overdo it. In heavy clay soils, it’seasy to drown already starving tree roots. Your trees don’t need a dip in the pool — justa refreshing, deep drink.Don’t apply nitrogen fertilizers when soil temperatures are high and there is littlewater. Prevent mechanical damage and injury from landscape chemicals. Thin layers of mulcharound a tree help conserve water and keep the root area cooler, which reduces fooddemands.During hot periods, people and trees need each other. The shade that protects you,saves on cooling bills and blocks advective heat from terrorizing you is not free. Youneed to invest in the survival and health of your trees.
By Dialogo September 02, 2010 Naval forces from Colombia, Honduras and the United States, joined on August 31 for a series of combined anti-drug trafficking military exercises. The drills will last three days and include participants from the Colombian National Army, the Honduran patrol ship “Tegucigalpa”, and the U.S. Coast Guard ship “Escanaba” and are taking place in the Colombian island of San Andres, reported Xinhua. The “Tegucigalpa” brought 26 Honduran navy members onboard as well as radars, GPS and echo-sound devices to participate in the exercise, while 100 crew members are aboard the U.S. ship “Escanaba”, which is equipped with a helicopter and high-technology tools. The drill includes training the Colombian navy coastguards and comparing notes on the fight against narco-trafficking. Commander Jesus Benitez, from Honduras, said the exercise is a valuable opportunity to promote the fight against drug-trafficking, which needs the support of many countries, according to the same report. “This is an opportunity for the strategy against drug-trafficking to stay valid among different countries affected by drug trafficking in our waters,” concluded Commander Benitez in the report.
Senior Alexina Boudreaux-Allen won a paid trip to a music festival during the Red Bull Hack the Hits hackathon after building a mask for DJs and electronic music performers with a team of students. (Julia Mazzucco | Daily Trojan)A USC senior and two other students from Stanford University and Berklee College of Music won an all-expense paid trip to a mystery music festival at the Red Bull Hack the Hits hackathon from Oct. 12 to 15 thanks to their instrument invention, the Beat Mask, which was built in just 48 hours.The winning team, known as the USBs, comprises Alexina Boudreaux-Allen, a computer science student at USC, Raul Dagir from Stanford and Claire Lim from the Berklee. Boudreaux-Allen said that her team’s interests in music and technology inspired them to create Beat Mask, a mask for DJs and electronic music performers with a machine learning algorithm that transforms voice input into live electronically-produced music. “One of the things that we all had in common is that we’re all performers,” Boudreaux-Allen said. “We just wanted to see if we could find a way to make electronic performances to be more live-feeling, like for audiences.”The product was constructed from a $4 spray painting mask from Home Depot, Boudreaux-Allen said.Using a microphone from Apple earphones, Beat Mask picks up the wearer’s beatboxing and replicates it electronically. The USBs also installed LED lights that flash with the music and a gyroscope that captures movement and controls music effects. “Being able to make something that can make a electronic producer have a more engaging set with their audience, we just thought that sounded hype, because we all perform,” Boudreaux-Allen added. The only instruction the five groups participating were given at the hackathon was to create anything that makes sound, according to Boudreaux-Allen. However, there were a few guidelines: instruments had to be a physical product and produce sound in a musical way. The criteria for a winning project included musicality, innovation, usability and awesomeness, according to Julie Covello, also known as DJ Shakey, one of the five hackathon judges. Beat Mask managed to pull together all aspects and pulled ahead with its high technicality and visual engagement, according to Covello. “It did have a high technical capability, which was incorporating the artificial intelligence and all that, which is great,” Covello said. “But I don’t want to see an instrument that only does that. It also looked really weird and unique. It had blinking lights on it, and it also had synth functions:you could turn a knob and you could filter a sound.”Matt Moldover, one of the five mentors in the music industry that helped teams over the 48-hour period, initially worried about the winning team because they spent the most time in the ideation stage. “Conceptualizing a mask as a musical instrument is something I don’t think I’ve ever seen before,” Moldover said. “It won in the novelty department and in the presentation department, and in the way they pulled it together.”The team worked through obstacles with machine learning with help from mentors like Moldover and USC alumnus Mike Gao, who specializes in the area of programming and software.“I’m a graduating senior right now, and I have no idea what I want to do with my life,” Boudreaux-Allen said. “But this hackathon … I thought it was freaking awesome for multiple reasons, like one, you just get to like come up with an idea and just make it and see it all the way through. And that’s a really satisfying thing.”
—– J.P. HOORNSTRA (MLB writer/columnist) —–AL West: Astros, A’s, Angels, Mariners, RangersAL Central: Indians, Twins, White Sox, Tigers, RoyalsAL East: Yankees, Red Sox, Rays, Blue Jays, OriolesNL West: Dodgers, Rockies, Padres, Diamondbacks, GiantsNL Central: Cardinals, Brewers, Cubs, Reds, PiratesNL East: Nationals, Phillies, Mets, Braves, MarlinsPlayoffsAL wild card: Rays over Red SoxALDS: Yankees over AstrosALDS: Rays over IndiansALCS: Yankees over RaysNL wild card: Brewers over PhilliesNLDS: Nationals over BrewersNLDS: Dodgers over CardinalsNLCS: Dodgers over NationalsWorld Series: Yankees over DodgersAwardsAL MVP: Mike Trout (Angels)AL Cy Young: Chris Sale (Red Sox)AL Rookie of the Year: Vladimir Guerrero Jr. (Blue Jays)NL MVP: Kris Bryant (Cubs)NL Cy Young: Max Scherzer (Nationals)NL Rookie of the year: Peter Alonso (Mets) Six members of the Southern California News Group sports department offer you their predictions for everything from how the final 2019 division standings will look to which teams will prevail in the postseason and which players will earn regular-season awards.—– JEFF FLETCHER (Angels beat writer) —–DIVISION RACES (in predicted order of finish)AL West: Astros, Angels, Mariners, A’s, RangersAL Central: Indians, Twins, White Sox, Tigers, Royals —– BILL PLUNKETT (Dodgers beat writer) —–AL West: Astros, A’s, Angels, Mariners, RangersAL Central: Indians, Twins, White Sox, Royals, TigersAL East: Red Sox, Yankees, Rays, Blue Jays, OriolesNL West: Dodgers, Rockies, Diamondbacks, Padres, GiantsNL Central: Brewers, Cardinals, Cubs, Reds, PiratesNL East: Nationals, Phillies, Braves, Mets, MarlinsPlayoffsAL wild card: Yankees over A’sALDS: Yankees over Red SoxALDS: Astros over IndiansALCS: Astros over YankeesNL wild card: Cardinals over PhilliesNLDS: Dodgers over CardinalsNLDS: Brewers over NationalsNLCS: Brewers over DodgersWorld Series: Astros over BrewersAwardsAL MVP: Mike Trout (Angels)AL Cy Young: Justin Verlander (Astros)AL Rookie of the Year: Vladimir Guerrero Jr. (Blue Jays)NL MVP: Anthony Rendon (Nationals)NL Cy Young: Aaron Nola (Phillies)NL Rookie of the Year: Touki Toussaint (Braves) Newsroom GuidelinesNews TipsContact UsReport an Error —– MARK WHICKER (Columnist) —–AL West: Astros, Angels, Athletics, Mariners, RangersAL Central: Indians, Twins, White Sox, Royals, TigersAL East: Yankees, Red Sox, Rays, Blue Jays, OriolesNL West: Rockies, Dodgers, Padres, Diamondbacks, GiantsNL Central: Brewers, Cardinals, Cubs, Pirates, RedsNL East: Nationals, Mets, Phillies, Braves, MarlinsPlayoffsAL wild card: Red Sox over RaysALDS: Yankees over Red SoxALDS: Astros over IndiansALCS: Astros over YankeesNL wild card: Dodgers over CardinalsNLDS: Dodgers over RockiesNLDS: Brewers over NationalsNLCS: Dodgers over BrewersWorld Series: Astros over DodgersAwardsAL MVP: George Springer (Astros)AL Cy Young: David Price (Red Sox)AL Rookie: Vladimir Guerrero Jr. (Blue Jays)NL MVP: Nolan Arenado (Rockies)NL Cy Young: Walker Buehler (Dodgers)NL Rookie: Touki Toussaint (Braves) —– JIM ALEXANDER (Columnist) —–AL West: Astros, Angels, A’s, Rangers, MarinersAL Central: Indians, Twins, White Sox, Tigers, RoyalsAL East: Yankees, Rays, Red Sox, Blue Jays, OriolesNL West: Dodgers, Rockies, Padres, Giants, DiamondbacksNL Central: Cardinals, Brewers, Cubs, Reds, PiratesNL East: Nationals, Phillies, Braves, Mets, MarlinsPlayoffsAL wild card: Red Sox over RaysALDS: Astros over IndiansALDS: Yankees over Red SoxALCS: Yankees over AstrosNL wild card: Cubs over BrewersNLDS: Cubs over NationalsNLDS: Dodgers over CardinalsNLCS: Dodgers over CubsWorld Series: Dodgers over YankeesAwardsAL MVP: Mike Trout (Angels)AL Cy Young: Gerrit Cole (Astros)AL Rookie of the Year: Vladimir Guerrero Jr. (Blue Jays)NL MVP: Paul Goldschmidt (Cardinals)NL Cy Young: Max Scherzer (Nationals)NL Rookie of the Year: Victor Robles (Nationals) —– TODD BAILEY (MLB editor) —–DIVISION RACES (in predicted order of finish)AL West: Astros, Angels, A’s, Mariners, RangersAL Central: Indians, Twins, White Sox, Royals, TigersAL East: Yankees, Red Sox, Rays, Blue Jays, OriolesNL West: Dodgers, Rockies, Diamondbacks, Padres, GiantsNL Central: Cardinals, Brewers, Cubs, Reds, PiratesNL East: Nationals, Phillies, Mets, Braves, MarlinsPlayoffsAL wild card: Red Sox over RaysALDS: Yankees over IndiansALDS: Astros over Red SoxALCS: Yankees over AstrosNL wild card: Phillies over BrewersNLDS: Nationals over CardinalsNLDS: Dodgers over PhilliesNLCS: Nationals over DodgersWorld Series: Yankees over NationalsAwardsAL MVP: Mike Trout (Angels)AL Cy Young: Chris Sale (Red Sox)AL Rookie of the Year: Vladimir Guerrero Jr. (Blue Jays)“]NL MVP: Paul Goldschmidt (Cardinals)NL Cy Young: Max Scherzer (Nationals)NL Rookie of the Year: Victor Robles (Nationals) AL wild card: Angels over TwinsALDS: Yankees over AngelsALDS: Astros over IndiansALCS: Yankees over AstrosNL wild card: Brewers over PhilliesNLDS: Nationals over BrewersNLDS: Cubs over DodgersNLCS: Nationals over CubsWorld Series: Yankees over NationalsAwardsAL MVP: Mike Trout (Angels)AL Cy Young: Mike Clevinger (Indians)AL Rookie of the Year: Vladimir Guerrero Jr. (Blue Jays)NL MVP: Kris Bryant (Cubs)NL Cy Young: Noah Syndergaard (Mets)NL Rookie of the Year: Victor Robles (Nationals) AL East: Yankees, Red Sox, Rays, Blue Jays, OriolesNL West: Dodgers, Padres, Rockies, Diamondbacks, GiantsNL Central: Cubs, Brewers, Cardinals, Reds, PiratesNL East: Nationals, Phillies, Mets, Braves, MarlinsPlayoffs
Aaron Hughes is in the QPR starting line-up to face Yeovil, while Will Keane continues up front the absence of Kevin Doyle.QPR: Green; Onuoha, Dunne, Hill, Hughes, Traore, Hoilett, Barton, Jenas, Keane, Morrison. Subs: Murphy; Carroll, Henry, Zamora, Benayoun, Maiga, Kranjcar.Follow West London Sport on TwitterFind us on Facebook
Normal life in Manipur came to a standstill on Thursday from 4 a.m. in response to the 20-hour strike called by the Coordinating Committee on Manipur’s Integrity (COCOMI). The appeal by Manipur Chief Minister N. Biren Singh to call off the strike went in vain.Meanwhile, more security forces personnel are arriving in Imphal ahead of the signing of the peace accord between the Centre and the armed Naga groups. Official sources said that some schools and colleges had been closed as the buildings were requisitioned for garrisoning the security personnel. Dr. Rangitabali Waikhom, District Magistrate, also District Collector of Imphal East district, said on Thursday that two colleges, the Modern College and the MB College, have been requisitioned for accommodating security personnel who arrived at Imphal on Thursday morning.Other security personnel brought to Manipur from Assam and Tripura had already been garrisoned at strategic places.Mr. Biren, who led a 20-member team of all political parties, met Union Home Minister Amit Shah on Wednesday night. Mr. Shah assured the team that no agreement shall be signed without consulting the stakeholders. Following the assurance, Mr. Biren appealed to the COCOMI to call off the strike but it went unheeded.All markets, including those in Imphal city, were deserted from early morning. Educational institutes and offices remained closed.
Roberto Carlos says PSG star Neymar should join Real Madridby Carlos Volcanoa month agoSend to a friendShare the loveReal Madrid great Roberto Carlos says PSG star Neymar should join his old club.Neymar was linked with both Los Blancos and Barcelona this summer, but remained at the Parc des Princes.”Any player would want to wear the Madrid shirt,” the ex-Madrid and Brazil star said.”But the Neymar story is over. He’s happy in Paris and he’ll be the best in the world soon.”Roberto Carlos already sees Neymar being among the world’s elite.”[Lionel] Messi, Cristiano [Ronaldo], Neymar and [Kylian] Mbappe are undoubtedly the best four in the world.” TagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say
Twitter/@IowaonBTNMost college coaches wouldn’t be comfortable sending their kicker out for a 57-yard field goal to win the game. Kirk Ferentz is not one of those coaches. With the game tied at 24, Hawkeye kicker Marshall Koehn blasts one from 57 out to send Pittsburgh home with a loss. As you can imagine, the team mobs him after the win becomes official.How about a 57-yd FG for the win? That’s nothing for @HawkeyeFootball K Marshall Koehn! Brought to you by #GrubHub. http://t.co/FoAm5dBwja— Iowa on BTN (@IowaOnBTN) September 20, 2015Remember, folks, kickers are people too. Sometimes, they’ll even win you a game.