Land Ahoy! But only just…

first_imgAddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Land Ahoy! But only just… Email Address Casino & games 27th March 2019 | By contenteditor Last week Germany made a decisive move towards a total overhaul of its gambling regulations. Wulf Hambach, Stefan Bolay and Stefanie Fuchs of leading German law firm Hambach & Hambach outline what may happen next – and what needs to happen to ensure a satisfactory conclusion for all stakeholders. Last week’s Minister-President Conference saw Germany make a decisive move towards a total overhaul of the country’s gambling regulations following years of legal disputes and failed progress.Wulf Hambach, Stefan Bolay and Stefanie Fuchs of leading German law firm Hambach & Hambach outline what may happen next – and what needs to happen to ensure a satisfactory conclusion for all stakeholders.At their conference on 21 March, the German Minister-Presidents agreed – as expected – on the third Interstate Treaty to amend the Interstate Treaty on Gambling (3. Glücksspieländerungsstaatsvertrag, 3. GlüÄndStV).They decided to extend the so-called experimental phase for private sports betting offers in the current version of the Interstate Treaty on Gambling (GlüStV) until 30 June 2021 (the date of expiry of the GlüStV), while dropping the 20-licence cap.The Treaty still needs to be notified to the European Commission, which will take place in April, so the standstill period of up to four months will expire in August 2019.After that the 3. GlüÄndStV also needs to be ratified by the parliaments of all federal states, which is expected to happen between August and December 2019.The 3. GlüÄndStV will then enter into force on 1 January 2020 and expire on 30 June 2021.Reasons for third treaty The prolongation of the experimental phase for private sports betting offers became necessary because the original seven-year period for this experimental phase is due to expire on 30 June 2019.The tender process for this original seven-year period initiated by the federal state of Hesse failed due to court orders which expressed doubts concerning the constitutionality and conformity with EU law of the 20-licence cap, as well as the legality of the selection procedure.The dropping of the licence cap means that a selection process is no longer necessary. All sports betting operators can be granted a licence if they meet the minimum requirements of the GlüStV, which remain unchanged in the 3. GlüÄndStV.Hesse will set up a new licence application procedure, which will be conducted by the Regional Council of Darmstadt. Licence applications may be filed after the summer break.We expect that Hesse will publish a catalogue of requirements comparable to the conditions set out by Schleswig-Holstein (SH) for the implementation of the transitional regulation and the Regional Council of Darmstadt regarding horse race betting licences.Among the main requirements are a connection to the OASIS self-exclusion system, a responsible gambling strategy and proof of anti-fraud and anti-money laundering processes. Demonstrated reliability and expertise in organising games of chance will most likely also be needed.The issuing of licences is planned for the beginning of January 2020, when the 3. GlüÄndStV enters into force. Therefore, licences will be valid for only about one-and-a-half years.Sports betting operators that have applied for or even received a transitional waiver from SH, as well as operators which have successfully fulfilled the minimum requirements in the previous tender process, may be able to use this for a licence from Hesse. But it remains unclear exactly how this will work.Moreover, it is unclear how the material restrictions set out by the GlüStV will be handled by the Regional Council of Darmstadt, especially with regard to the prohibition of online casino games on the same website, customer bonuses and promotions, and the prohibition of other live betting on the final result and of bets on events occurring during the match (such as next corner and next yellow card).Live betting and bets on events occurring during the match are the most popular bets in the market, and account for approximately 60% to 70% of sports betting turnover, according to German sports betting association DSWV.  In addition, the market for casino games is growing much faster than the market for sports betting. The market for online casino games has experienced growth of nearly 50% during the last couple of years and currently these make up 59% of the total unregulated market of offerings licensed in other EU member states, according to the annual report published in November last year by German gambling authorities.Questions over implementation The Regional Council of Darmstadt might demand the separation of online casino and sportsbook offerings and a ban on live bets other than those on the final result of the match as key licence conditions.Operators, however, could file claims against conditions which prohibit such offers. Such court proceedings will most likely not be finished until the expiry of the new sports betting licences on June 30, 2021 and the conditions should not be enforced during the court procedures.The general restriction to maximum stakes of €1,000 per month could be handled by the Regional Council of Darmstadt in a similar way as it is by the Ministry of the Interior Schleswig-Holstein.This would mean the monthly maximum stake limit would not need to implemented if the operators alternatively implement a comprehensive, IT-based player monitoring system to identify characteristics of problem gambling and a procedure for dealing with endangered players.As already outlined, the prohibition of online casino offers has not been altered by the 3 GlüÄndStV. However, the chiefs of the state chancelleries passed a resolution in their meeting on March 21 whereby other federal states will allow SH to deviate from sec. 4 par. 4 GlüStV and prolong the licences granted to online casino operators on the basis of its former Gambling Act SH (GA SH) until June 30, 2021 to maintain a regulated market.Until transitional regulations for online casino enter into force, SH will not take any enforcement action against licence holders.SH will issue at the end of May a law on transitional regulations for online casino games, with which it will extend the existing 23 online casino licences granted to online casino operators on the basis of the former GA SH until June 30, 2021.Furthermore, online casino operators holding a SH licence granted on the basis of the GA SH will also be granted a transitional waiver for the operation and the distribution of sports betting products, as long as the licence holder has applied for such a waiver. Thereby, SH does not demand the separation of online sports betting and online casino offerings.Obviously, newcomers without an existing online casino licence shall not have any opportunity to acquire a licence and to operate in the regulated SH market until 30 June 2021 on this basis.Calls for joint regulation increase The Minister-Presidents also agreed in their conference on 21 March to find a joint regulation for a completely new GlüStV from July 1, 2021 onwards as soon as possible, ideally at the next Minister-President Conference in Berlin on June 6, 2019.In recent times, the voices speaking out in favour of the implementation of a joint qualitative online casino regulation applying all over Germany are growing louder.These voices do not only belong to academics such as leading economist Justus Haucap, who explained the necessity of gambling reform in an article published in German journal Beiträge zum Glücksspielwesen (Contributions to Gambling) on March 22, but also members of the German federal parliament such as the gambling expert Patrick Sensburg.In an article published in the same journal on the same date, Sensburg warned that without a qualitative regulation of all verticals, the online gambling market will increasingly move to foreign countries, including those outside of the EU. The prevention of gambling addiction and youth and player protection will thereby be further decreased instead of increased.With a qualitative regulation this could be changed, Sensburg said. Law abiding operators may be separated from non-conforming operators, against which enforcement measures may then be taken with clear and undisputed regulations that are compliant with constitutional and EU law.Youth and player protection will therefore be increased, in part by ensuring licensed operators’ compliance with the qualitative regulations – which, however, need to be viable and allow companies to develop competitive offerings.Further, the state would create a reliable long-term legal basis for collecting taxes which may be used for public tasks such as addiction prevention or charitable purposes.The commissioner for narcotic drugs for the German federal government, Marlene Mortler, also demanded this form of qualitative regulation covering all verticals in a press release of 21 March.In addition, members of the parliaments of the federal states are supporting these calls. For example, Hans-Jörn Arp, member of the SH parliament, issued a press release on 21 March in line with Mortler’s, while Hessian member of parliament and minister of the interior Peter Beuth told newspaper Badische Neueste Nachrichten that the previous regulation had failed and that the situation needed to change.State support growing Besides SH and Hesse, states including Rhineland-Palatinate, North Rhine-Westphalia and Baden-Wuerttemberg are calling for more liberal casino regulations.Since the states of Bavaria, Saxony-Anhalt and Saxony are also sympathetic to these calls, it seems likely that the majority of the federal states are supportive of online casino regulation for the first time. At the moment only Hamburg, Berlin, Brandenburg and Bremen are blocking such a move.Therefore, a qualitative regulation of all verticals, including online casino and online poker games in much of Germany, is expected from mid-2021.In order to guarantee a joint regulatory framework applying in all federal states, an opt-in or opt-out model might be agreed upon as a compromise. This would allow every federal state to individually decide, within the framework of a joint Interstate Treaty, whether to allow online casino or not.Either those states willing to implement a qualitative regulation could opt into such implementation or those not willing to implement a qualitative regulation could opt out and implement a general ban of online gambling instead. The “willing states” could issue a white list containing all licensed offers.The Deutscher Verband für Telekommmunikation und Medien (DVTM) has put forward this solution in a white paper on German gambling regulation, which it developed in collaboration with its think-tank, of which the former German economics minister Wolfgang Clement and Sensburg are members.This, it suggested, may be a solution should no agreement on a qualitative regulatory framework be agreed by all states.However, a patchwork of regulations in Germany works in nobody’s interests – as the chief of the state chancellery of SH Dirk Schrödter made clear in an interview published in German newspaper Behörden Spiegel (Authorities Mirror) in January.Therefore all federal states should consider in their decisions that the goal of channeling as many players as possible to legal offerings is absolutely key for achieving the aims of the Interstate Treaty on Gambling.High channelisation may only be reached with a qualitative regulation of all verticals, as experiences in other member states of the EU demonstrate. Moreover, in those countries, the liberalisation of the gambling market has not resulted in a noticeable increase in problematic or pathological gambling.With the third treaty an important first step has been taken, although there is still quite a long way to go.Potential timelineMarch 2019: All Schleswig-Holstein licensees are informed that they will be allowed to operate until the transitional law is brought into force, and all existing licences are renewed.April 2019: The Third Amended State Treaty on Gambling is submitted to the European Commission for approvalMay 2019: The transitional law is passed and brought into law in Schleswig-HolsteinJune 2019: Minister-President Conference takes place in BerlinPost-summer 2019: Licensing process for sports betting, handled by Hesse, launchesBy December 31, 2019: All state parliaments formally ratify State TreatyJanuary 1, 2020: State Treaty comes into force and sports betting licences are issuedWulf Hambach is one of the founding partners of Hambach & Hambach, Stefan Bolay is salary partner at Hambach & Hambach law firm in Munich and Stefanie Fuchs is junior partner in the same office.  Subscribe to the iGaming newsletter Topics: Casino & games Legal & compliance Sports betting Slots Regions: Europe Central and Eastern Europe Germany Tags: Mobile Online Gambling OTB and Betting Shops Slot Machineslast_img read more

Mega African Capital Limited (MAC.gh) 2014 Annual Report

first_imgMega African Capital Limited (MAC.gh) listed on the Ghana Stock Exchange under the Financial sector has released it’s 2014 annual report.For more information about Mega African Capital Limited (MAC.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Mega African Capital Limited (MAC.gh) company page on AfricanFinancials.Document: Mega African Capital Limited (MAC.gh)  2014 annual report.Company ProfileMega African Capital Limited (MAC) is an investment holding company with interests in the development, purchase, sale and rental of real estate and investment in equities and fixed income investments. The company targets high net-worth investments looking for opportunities to invest in Africa which will yield high returns. MAC is geared to provide medium- to long-term capital growth through investments in listed and unlisted companies in Africa. The company has investments in Ghana, Malawi and Tanzania. MAC is owned by OAK Partners, a private investment institution based in Accra, Ghana. Mega African Capital Limited is listed on the Ghana Stock Exchangelast_img read more

FCMB Group Plc (FCMB.ng) HY2018 Interim Report

first_imgFCMB Group Plc (FCMB.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2018 interim results for the half year.For more information about FCMB Group Plc (FCMB.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the FCMB Group Plc (FCMB.ng) company page on AfricanFinancials.Document: FCMB Group Plc (FCMB.ng)  2018 interim results for the half year.Company ProfileFCMB Group Plc is a financial services institution offering products and services for the commercial, corporate and institutional sectors in Nigeria and Europe. The company’s core portfolio is focused on investment banking, asset management, commercial banking, corporate banking, personal banking, institutional banking and treasury and financial markets. The company also offers services for stockbroking, trusteeships, micro-lending and asset and cash management. FCMB Group Plc was founded in 1977 and its head office is in Lagos, Nigeria. FCMB Group Plc is listed on the Nigerian Stock Exchangelast_img read more

Justgiving launches online payroll giving service

first_imgOnline giving service Justgiving has launched a new service to make payroll giving ‘fast, easy, fun and interactive.’The Justgiving payroll giving solution allows employees to choose from over600 charities to donate to, without being restricted by a Professional Fundraising Organisations (PFO). As such smaller charities can benefit from the payroll giving scheme just as much as their largercounterparts, says the online giving service. The Justgiving solution automatesadministration processes and reduces associated costs for employers, using the benefits of online giving. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Justgiving launches online payroll giving service Tagged with: Consulting & Agencies Digital  28 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img By identifying donation milestones and communicating them to the workforce, Justgiving believes that its service can make payroll giving “more engaging and interactive and bring the benefits of payroll giving such as improved levels of staff motivation and retention to the organisation.”David Brocklebank, sales and marketing director, Justgiving, says: “Too often, companies and employees are guided by PFOs who typically encourage fundraising to be directed towards the larger charities.However people are more likely to donate to a cause that they feel passionately about and this will differ from person to person.Justgiving allows employees to select the charity of their choice without any pressure from the PFO and in their own time. Infacilitating this process, the employer is perceived as supporting causes which are important to each member of staff.”Justgiving contrasts its online service to the current paper-based system used by many payroll givers. Currently if employees want to participate in a payroll giving scheme, they usually have to complete a form by hand, pass the information tothe human resources or finance department where the information will be manually entered into the company’s payroll system. In medium to large organisations, says Justgiving, this often requires the services of at least one full time employee. Justgiving points out that its service will therefore offer administrative savings for medium to large companies. In addition, “it will make it easier for smaller organisations to offer payroll giving in the first place.”Justgiving enables one off and regular donations to be made so forexample, if an employee is running a marathon, all sponsorship of theindividual by colleagues can easily be processed through payroll giving.Employees can review and modify their charity choice in response to emergency appeals, a key event in their own life such as a wedding or birthday, or to support individual sponsorship of friends or family. Justgiving say that their solution is “simple to integrate into an organisation’s existing systems and no specialist intranet is needed.” Justgiving is offering free set up for organisations who sign up for itspayroll giving solution before 31 October 2003. The full price after thistime will be £12,500. Howard Lake | 31 August 2003 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Krispy Kreme to fundraise for Leonard Cheshire

first_img  28 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 11 June 2006 | News Tagged with: corporate Krispy Kreme to fundraise for Leonard Cheshire About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Doughnut company Krispy Kreme has chosen disability charity Leonard Cheshire as its corporate charity and fundraising gets underway this month.Krispy Kreme stores have teamed with Leonard Cheshire services throughout the UK for a series of themed fundraising events to celebrate the new partnership. Members of staff are being encouraged to support their local service.Krispy Kreme’s fundraising programme includes a number of elements, from a Hawaiian day to a charity doughnut month. Football-themed ‘key huggers’ will also be sold throughout the summer in all Krispy Kreme stores in the UK, “with all proceeds going to Leonard Cheshire”. Advertisementlast_img read more

JPS considering new, expanded facilities

first_imgLinkedin ReddIt Linkedin Facebook printJPS Health Network could have a new look in the coming future.The John Peter Smith Board of Managers announced in March that it would begin discussing new facilities at its next meeting in April. The Board is currently looking into the possibility of expanding and renovating the hospital district’s location on Main Street in Fort Worth.President and CEO of JPS Health Network Robert Earley said the main reason for the discussion is to better serve patients. The public health network is the only level one trauma center in Tarrant County, while the hospital also serves more than 1,500 psychiatric patients per month.“We obviously do have some capacity issues,” Earley said.J.R. Labbe, vice president of communications and community affairs, said the hospital serves 380 patients per day in the emergency room alone.“Everything that goes along with that in terms of testing and service lines is also magnifying,” Labbe said.Some of JPS’s hospital rooms hold three patients at a time. By doing this, Earley said the hospital could run the risk of violating the Health Insurance Portability and Accountability Act. He said it also poses risks to patients and visitors.“You put more people per room and more visitors in there, you create challenges that we want to rid,” Earley said.Labbe said the hospital administration would want a new JPS building to feature only private patient rooms.But there is no timeline or budget for the ideas yet. Labbe said. If plans move forward, JPS could plan to build new facilities and renovate existing ones.“Our patient base doesn’t decrease here,” Labbe said. “So as the county grows, so do the demands on what we do here.”Parkland Health & Hospital System, one of JPS’s main comparisons, completed construction work on a new $1.3 billion hospital in Dallas last month.Earley said not to expect JPS to mimic the look of the sleek and technologically-advanced Parkland Memorial Hospital.“[We’re] not looking for a pretty building or something that looks good when you drive by,” Earley said. “You really want to look at patient flow and how best you’re serving your patients.”JPS currently owns an empty plot of land next to its current facilities. The old St. Joseph Hospital, built in 1927, used to sit there, but it was torn down in 2012-2013. Earley said new expectations and guidelines for health care systems meant the hospital had to go.“It was historic, but it didn’t fit the demands of what is required in the health care system today,” Earley said.Labbe said that empty area would be the home of new JPS facilities, but there are no set plans for any moves at this time.The Board of Managers will meet this Thursday on April 9.Clayton Youngman is a public affairs reporter for The 109. Email him at [email protected] and follow him on Twitter at @YoungmanClayton. Abortion access threatened as restrictive bills make their way through Texas Legislature Previous articleTarrant County is moving forward with jail reform grantNext articleMain St. Arts Festival coming to downtown Fort Worth The 109 RELATED ARTICLESMORE FROM AUTHOR The 109https://www.tcu360.com/author/the-109/ Facebook The 109https://www.tcu360.com/author/the-109/ TCU athletes are “SPARK-ing” an interest in Fort Worth area students Fort Worth braces for more severe weather Stories from the polls: Election Day in The109!center_img ReddIt Twitter The 109 Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store Twitter The 109https://www.tcu360.com/author/the-109/ TAGSHealth Care TCU athletes are “SPARK-ing” an interest in Fort Worth area students The 109https://www.tcu360.com/author/the-109/ + posts Fort Worth set to elect first new mayor in 10 years Saturdaylast_img read more

Donegal Deputy seeking to introduce bill slashing TD’s wages

first_img Donegal Deputy seeking to introduce bill slashing TD’s wages Twitter By News Highland – June 21, 2011 Google+ Pinterest 75 positive cases of Covid confirmed in North WhatsApp Google+ Facebook Further drop in people receiving PUP in Donegal RELATED ARTICLESMORE FROM AUTHOR Sinn Fein Finance Spokesperson Pearse Doherty  will this afternoon seek to introduce a Bill to the Dáil that would dramatically cut payments and salaries to politicians.The Reduction in Pay and Allowances of Government and Oireachtas Members Bill 2011 seeks to impose pay cuts of up to 30% on senior office holders including the Taoiseach and Tánaiste.The Bill also seeks to abolish outright an additional nine types of payment including allowances for group leaders, whips and committee chairs.Speaking in advance of introducing the Bill Deputy Doherty said there has been a dramatic decline in the disposable income of the vast  majority of people in recent years.He adding that Unemployment is rising and wages are falling at a time of rising inflation and interest rates hikes leaving many families at breaking point.The Reduction in Pay and Allowances of Government and Oireachtas Members Bill 2011 would cut the Taoiseach’s pay by 30%, the Tánaiste’s pay by 28%, Ministers’ pay by 27% and the Ceann Comhairle’s pay by 36%.In addition the Bill seeks to reduce pay to Ministers of State and other  other office holders on a scale ranging from 20% to 31% and to cut the basic salary of TDs and Senators by 19% and 9% respectively.center_img Main Evening News, Sport and Obituaries Tuesday May 25th 365 additional cases of Covid-19 in Republic Pinterest WhatsApp Twitter Newsx Adverts Man arrested on suspicion of drugs and criminal property offences in Derry Facebook Previous articleChildcare network stressing the importance of playNext articleDonegal ICSA calls for extra college spaces for Ag students News Highland Gardai continue to investigate Kilmacrennan firelast_img read more

Public disgrace could justify dismissal

first_img Previous Article Next Article Organisations worried about damage to their reputations from theout-of-hours misconduct of employees could be justified in sacking them. In the case of Post Office v Liddiard, the Court of Appeal said that incases where the employer is identified publicly with the individual, theadverse effect on their corporate image could be reasonable grounds fordismissal. The case followed the arrest of a Post Office employee in France during the1998 World Cup for public order offences and his subsequent naming and shamingin the UK press. The Post Office dismissed him as a result, but the employment tribunalupheld his complaint for unfair dismissal on the grounds that he had anexcellent employment record and the misconduct was unrelated to his work. The Court of Appeal however allowed the appeal, saying the issue of bringingthe employer into disrepute had not been properly considered. But employment lawyers warned the decision to dismiss should be taken onlyafter an assessment of the nature and extent of the publicity, the nature ofthe offence and the likely reactions of customers. Comments are closed. Related posts:No related photos. Public disgrace could justify dismissalOn 1 Oct 2001 in Personnel Todaylast_img read more

Huge job cuts signal gloomy winter for City

first_imgRelated posts:No related photos. Previous Article Next Article Comments are closed. City firms are set to cut tens of thousands of jobs as conditions in theindustry worsen, a survey warns. The Confederation of British Industry study predicts the finance sectorfaces a gloomy winter with job cuts accelerating. It warns that while job cuts in the fourth quarter had not been as bad asexpected, “the employment situation is expected to deteriorate moresharply over the next three months”. The CBI quarterly survey reveals that in the last quarter of last year, theUK finance sector suffered its biggest drop in business volumes since 1992. John Hitchins, UK banking leader at PricewaterhouseCoopers, which helped tocompile the survey, said: “Industry ended 2002 in a worried frame of mind,reflecting growing concerns about a slowdown in personal sector business andspecific fears on the state of the housing market. More jobs are likely to belost in 2003 as firms grapple with their cost bases in the face of uncertainincome prospects.” Ian McCafferty, CBI chief economist, also has fears. “Last year was adifficult year for the financial services industry, especially those affectedby the performance of the stock market. “Across the sector, the sharp rebound reported in the April to Junequarter prompted hopes that the industry would return to a normal pattern ofcontinuous expansion. But subsequent surveys show that difficult conditionsremain,” he added. Huge job cuts signal gloomy winter for CityOn 14 Jan 2003 in Personnel Todaylast_img read more

Snow Basketball’s Trey Farrer Named SWAC Player of the Week

first_imgJanuary 29, 2020 /Sports News – Local Snow Basketball’s Trey Farrer Named SWAC Player of the Week Tags: Snow Basketball/SWAC player Written by Brad James FacebookTwitterLinkedInEmailEPHRAIM, Utah-Snow College men’s basketball freshman post Trey Farrer has been named the Scenic West Athletic Conference Player of the Week after averaging 19.5 points and six rebounds on the week.The 6-9 Pine View High School (St. George) product totaled 22 points on 10-of-13 shooting from the field against Salt Lake C.C., and racked up 17 points on six-of-eight shooting to help lead the Badgers to a come-from-behind victory over Southern Idaho on Saturday.Farrer scored 13 of his 17 points in the second half to help the Badgers overcome a 20-point deficit against Southern Idaho. He also took six charges in the game.last_img read more